CardFlight was founded in 2013 in New York City.
Our first product was the CardFlight Software Development Kit (SDK), which helped application developers integrate in-person payment acceptance into their own mobile applications.
The CardFlight SDK integrated with our PCI-compliant payment gateway and secure mobile card readers. The SDK gave a wide range of application developers an easy way to take payments within their own software.
As more merchant acquirers and Independent Sales Organizations (ISOs) learned about the CardFlight SDK and payment gateway, they started asking for turn-key software that could be branded and sold to their small-business customers. The idea for SwipeSimple was born.
SwipeSimple was released in the iOS and Android app stores on April 8, 2014. It was designed to be exceptionally easy for our partner network of merchant acquirers and banks to sell, deploy, and support.
With SwipeSimple, small merchants were able to accept payments in remote and “on the go” business environments, like in-home service providers and pop-up retail businesses.
CardFlight earned the 2014 Technology Innovation Award from the Electronic Transactions Association (ETA), the global trade association representing companies that offer electronic transaction processing products and services.
The Technology Innovation Award is presented annually to a company that makes significant advancements for the industry and has demonstrated results with a product currently available in the marketplace.
CardFlight announced the availability of EMV-ready mobile card readers on March 26, 2015. This was well ahead of the liability shift that came several months later to encourage the United States to migrate to EMV chip card technology.
EMV compatibility put SwipeSimple at the forefront of the U.S. migration to chip-card technology, and enabled small businesses to take advantage of the new anti-fraud features and ensure optimal compliance with industry standards.
As our merchant acquirer and bank partnerships grew, so did our footprint. We received consistent feedback that SwipeSimple was “easy... and just works!” from merchants and frontline sales teams.
What started with hiring a single remote engineer in 2015, grew into CardFlight’s second office. Today, we have a sizable presence in Lincoln, Nebraska with a focus on software development, information security, and application infrastructure. The office remains a key part of our growth strategy. Learn more.
CardFlight has a team of engineers that constantly update and add features to the solution to ensure small business merchants stay on the edge of modern payment technologies. In October 2016, we introduced a new generation of card readers that enabled small merchants to easily accept contactless payments like Apple Pay and what is today called Google Pay.
Quick Chip technology enables the authorization for an EMV transaction to take place in one step, instead of two. That means customers can dip and remove their card while products are still being scanned and added, saving valuable time for both the merchant and their customers.
EMV Quick Chip enables payments that are as fast as magnetic stripe swipes, but with the counterfeit fraud protection of EMV technology. Learn more.
SwipeSimple goes beyond mobile by adding support for web-based payments. Businesses with frequent repeat customers or who deliver services when cardholders aren't present gained access to Virtual Terminal, card on file, and scheduled payments.
Then in March 2019, we added support for Invoices and Level II Interchange qualification to help B2B merchants reduce transaction rates on large-ticket items.
CardFlight announced its first smart terminal solution, taking the same problem-solving approach that helped scale SwipeSimple to 60,000 merchants, and applying it towards the market for traditional payment acceptance terminals.
By integrating SwipeSimple with devices from PAX Technologies like the A920 and A80, CardFlight brought the ease of use and robust feature set that SwipeSimple is known for to a line of Android-based smart terminals.
The demands of constant product evolution and feature release drove the growth of our team. While we made strategic hires across the organization, more than half of the staff are in software engineering roles.
As we grew, company values were solidified to foster the same problem-solving and collaborative environment among larger teams and across two offices.
CardFlight's stellar growth and strong revenue was recognized by the Inc. 5000 for second year in a row. Published by Inc. Magazine, the list recognizes the top 5,000 fastest-growing privately held companies within the United States. Learn more.